While many properties in the UK are purchased with cash, it is a perfectly normal option to buy with a mortgage instead. There are many benefits to doing so and plenty of homebuyers and investors prefer the increased flexibility a mortgage purchase gives them.
If you are planning to get a mortgage for your purchase, the mortgage broker will request the following information:
If you decide to go ahead and purchase with a mortgage, you will need to arrange a mortgage in principle with your broker. As completion approaches, you will then need to obtain the full mortgage in order to proceed with the final aftersales process.
If you do not have a mortgage broker, our aftersales team can recommend a reliable company which will be able to assist you throughout the purchase.